Please read this before relying on any calculator result.
Our income tax, HRA, SIP and gratuity calculators use simplified, publicly available formulas and slab rates. They're built for quick planning and comparison, not as a substitute for filing your actual tax return or for a professional's full assessment of your situation — which may involve surcharge, marginal relief, or exemptions not covered here.
While we aim to keep tax slabs, statutory limits (like the gratuity cap) and formulas current, tax laws and financial regulations in India change frequently. We can't guarantee that every figure on this site reflects the very latest notification at all times. Always cross-check important decisions against official sources.
The SIP calculator projects a hypothetical maturity value based on a constant assumed rate of return. Actual mutual fund returns vary with market conditions and are never guaranteed. Mutual fund investments are subject to market risk — read all scheme-related documents carefully before investing.
IndianCalculator.site is an independent, privately run website. We are not affiliated with, endorsed by, or connected to the Income Tax Department, the Employees' Provident Fund Organisation, SEBI, or any other government authority.
You are responsible for verifying any figure before acting on it — filing a return, signing an investment, or making an employment decision. For anything with real financial consequences, please consult a qualified chartered accountant, tax consultant or SEBI-registered financial advisor.